Dreaming of island life in Guam? Whether you’re moving for a new job, military orders, retirement, or simply a slower pace, one of the most important questions to ask is:
How much does it really cost to live in Guam?
We’ve got you covered. From housing and groceries to utilities and healthcare — here’s everything you need to know about the cost of living on Guam in 2025.
🏠 Housing Costs: Rent or Buy?
Renting
Housing costs can vary widely depending on location, size, and amenities. Here’s a general idea:
- Studio or 1-bedroom apartment: $900–$1,500/month
- 2–3 bedroom condo or apartment: $1,200–$2,500/month
- Single-family homes: $1,800–$3,500/month or more for larger properties or ocean views
- Military Housing: Many military families use their OHA to cover rent, often fully.
Buying a Home
- Condos/Townhomes: $180,000–$350,000+
- Single-family homes: $300,000–$750,000+
- Vacant land: From $50 to $150+/square meter depending on location and access
➡️ Bonus: Guam has very low property taxes — often under $1,000/year for a typical home.
🛒 Grocery Prices & Everyday Goods
Guam imports most of its products, which means prices are higher than the U.S. mainland. Shopping smart and buying local when possible can help save money.
| Item | Average Price |
|---|---|
| Gallon of Milk | $8–$11 |
| Dozen Eggs | $4–$7 |
| Bread | $3–$5 |
| Rice (10-lb bag) | $10–$18 |
| Chicken (per lb) | $3–$6 |
| Local Produce (papaya, bananas) | Affordable at markets |
| Fast food meal | $10–$12 |
| Local BBQ plate | $8–$15 |
| Mid-range restaurant dinner | $15–$30/person |
➡️ Tip: For fresh produce and better deals, check out the Farmers Market.
🚘 Transportation Costs
Owning a Car
Most residents need their own vehicle due to limited public transport.
- Gas: $5.50–$6.50/gallon
- Car Insurance: $500–$1,200/year
- Vehicle Prices: New and used cars can be more expensive due to shipping costs
Public Transport
Guam’s bus system is limited and not widely used. Taxis and rideshare apps are available, but driving is usually more convenient.
⚡ Utilities & Internet
Electricity is one of the highest living costs due to reliance on imported fuel.
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $250–$600 (higher with A/C) |
| Water & Sewer | $50–$100 |
| Internet | $80–$150 |
| Mobile Plans | $50–$100 (depending on data and carrier) |
➡️ Solar panel systems are becoming more common and can reduce long-term electricity costs.
🏥 Healthcare
Guam offers modern healthcare facilities with U.S.-licensed professionals, though choices are more limited than on the mainland.
- Public hospital: Guam Memorial Hospital (GMH)
- Private care: Guam Regional Medical City (GRMC), clinics, dental, and specialty care centers
- Health insurance: Strongly recommended unless provided by employer or federal programs
Expect U.S.-comparable costs for most services and medications.
🎓 Education
- Public Schools: Free (Guam Department of Education)
- Private Schools: $3,000–$13,000/year depending on institution
- Charter Schools: Free
- Higher Education: University of Guam (UOG) and Guam Community College offer affordable options, especially for residents
🏖️ Lifestyle & Recreation
Island life offers plenty of low-cost (or free!) ways to enjoy your surroundings.
| Activity | Cost |
|---|---|
| Beach days | Free |
| Hiking trails | Free |
| Snorkeling/Diving | Gear rental $10–$40 |
| Gym membership | $50–$100/month |
| Yoga/Fitness classes | $10–$25/class |
| Movie tickets | $10–$15 |
Living in Guam can be more expensive in certain areas (like power and groceries), but low taxes, beautiful surroundings, and a strong sense of community balance it out.
🌺 Final Thoughts
Guam is more than just a tropical island — it’s a U.S. territory with a unique blend of cultures, warm people, and a pace of life that invites you to slow down and enjoy.
If you’re prepared for the higher cost of certain goods and utilities, you’ll find that the rewards of living on Guam — from stunning sunsets to a deep-rooted community spirit — are more than worth it.
📩 Need help finding a place to live or buying property on Guam?
Let us help you make the move with confidence. Contact us for island-savvy real estate guidance!
